Credit Life Insurance:

Credit Life Insurance will payoff or reduce the loan balance in the event of death. We offer Gross Decreasing Life, Net Decreasing Life, Level Life and Truncated Life. Premium can be paid as a single premium amount for the term of coverage or on a monthly basis.

Credit Disability Insurance:

Credit Disability Insurance will payoff or reduce the loan balance in the event of disability. We offer benefits with 7, 14, or 30 day waiting periods. Benefits can be retroactive to the first date of disability or begin on the first day after the waiting period. Critical Period programs, which limit the number of benefits provided, are available in a number of states.

Guaranteed Asset Protection (GAP):

Guaranteed Asset Protection will payoff or reduce the loan balance in the event of the total loss of the covered collateral (Auto, Truck, Motorcycle or RV). The benefit will be used to payoff or reduce any remaining loan balance after the receipt of the settlement from the primary insurance company.

Debt Cancellation/Suspension:

Debt Cancellation/Suspension products will payoff or reduce the loan balance in the event of a covered event. Debt Cancellation/Suspension programs can provide benefits in the event of Death, Disability, Involuntary Unemployment, Family Leave, Hospitalization and others.

Tire and Wheel Road Hazard Protection:

Tire and Wheel Road Hazard Protection will repair or replace tires and wheels damaged by a covered road hazard. Benefits include Flat tire Coverage, Tire Replacement (if non-repairable) and Wheel/Rim Protection. Reimbursement is provided for mounting,balancing and taxes for any tire covered by your road hazard agreement.