Guaranteed Asset Protection (GAP):
Guaranteed Asset Protection will payoff or reduce the loan balance in the event of the total loss of the covered collateral (Auto, Truck, Motorcycle or RV). The benefit will be used to payoff or reduce any remaining loan balance after the receipt of the settlement from the primary insurance company.
Etch Theft Protection:
Etch Theft Protection will help to prevent theft of your covered collateral and aid in the recovery of the covered collateral in the event of a theft.
Key Replacement protection provides emergency assistance in the event of stolen or lost keys. It will also provide assistance if keys are locked in a vehicle or broken.
Appearance Protection will help to maintain the appearance of the covered collateral by protecting the paint, fabric, carpet, vinyl and leather.
Credit Life Insurance: CA license#0F13022
Credit Life Insurance will payoff or reduce the loan balance in the event of death. We offer Gross Decreasing Life, Net Decreasing Life, Level Life and Truncated Life. Premium can be paid as a single premium amount for the term of coverage or on a monthly basis.
Credit Disability Insurance: CA license#0F13022
Credit Disability Insurance will payoff or reduce the loan balance in the event of disability. We offer benefits with 7, 14, or 30 day waiting periods. Benefits can be retroactive to the first date of disability or begin on the first day after the waiting period. Critical Period programs, which limit the number of benefits provided, are available in a number of states.